What is the Chinese Wallet Transaction Limit?

What is the maximum amount I can send to a WeChat Pay account?

WeChat Pay transaction limits are imposed on both the payer (wallet user) and the payee (merchant). The applicable limits depend on whether you are paying a business/merchant or an individual user.

1. Wallet User (Payer) Limits

These limits apply to the sender’s WeChat Pay wallet:

• Daily: CNY 10,000

• Monthly: CNY 50,000

• Yearly: CNY 350,000

2. Business / Merchant QR Payments

• Per transaction: CNY 10,000

• Monthly: CNY 50,000

3. Personal QR (Micro Merchant) Payments

• Daily: CNY 2,000

• Yearly: CNY 50,000

What is the maximum amount I can send to an Alipay+ account?

For cross-border payments made via Alipay+ and funded in USD:

• USD 5,000 per transaction

• USD 50,000 per year