Benefits of Cross-Border Transfers with PayNow-UPI and PayNow-DuitNow

PayNow-UPI and PayNow-DuitNow use participating real-time payment linkages to make cross-border transfers simpler and faster.

Key benefits include:

• Simpler recipient details – Send funds using supported recipient identifiers, such as a UPI ID, DuitNow identifier or other identifier available in the LiquidPay app, instead of entering traditional overseas bank transfer details such as account numbers and SWIFT codes.
• Real-time transfers – Transfers are generally processed in real time, subject to system availability, participating institution requirements and applicable checks.
• Recipient verification – Where available, LiquidPay displays the recipient's name or other identifying information before you confirm the transfer, helping you verify that you are sending funds to the intended recipient.
• Upfront transaction information – Applicable exchange rates, fees and the expected recipient amount, where available, are displayed before you confirm the transfer.
• Available around the clock – PayNow-UPI and PayNow-DuitNow are designed to support transfers 24 hours a day, 7 days a week, including weekends and public holidays, subject to service availability.