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Account and Registration Requirements

Do I need a bank account to use this service?

Yes. Indian users must have:

  • An active bank account eligible for cross-border transactions.

  • A registered UPI ID for receiving payments.

Does the Indian beneficiary need to register with PayNow Singapore?

No. They only need a valid account with one of the participating Indian banks and a registered UPI ID.

Does the Singapore beneficiary need to register with UPI India?

No. They only need a valid PayNow-registered account with a participating bank or NFI in Singapore.